Generated by All in One SEO v4.9.9, this is an llms.txt file, used by LLMs to index the site. # Ethical Offshore Investments Ethical and sustainable investments for you... and the future. ## Sitemaps - [XML Sitemap](https://ethicaloffshoreinvestments.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://ethicaloffshoreinvestments.com/news/) - Ethical Offshore Investment News - Get access to the same investments, but with lower costs and fees. Socially Responsible Investing using Ethical Business Standards - [Future Focus: One of the most generous tax breaks in Australia](https://ethicaloffshoreinvestments.com/top-features/one-of-the-most-generous-tax-breaks-in-australia/) - With the end of the Financial Year for Australian tax payers almost here, are Aussie ExPats with property back home, aware of this significant tax break..?? This Morningstar Australia article may save you thousands of dollars in tax. - [The most common investment scam investors fall for](https://ethicaloffshoreinvestments.com/top-features/most-common-investment-scam-investors-fall-for/) - A 'cloned' financial institution scam is one of the most convincing types of fraud. Every year, people lose life-changing sums to these scams, and the consequences can be devastating Speak with us to see how you can easily avoid these scammers. - [The SpaceX IPO: How Index Funds Are Adapting](https://ethicaloffshoreinvestments.com/top-features/spacex-ipo-how-index-funds-are-adapting/) - Mega-IPOs force index providers into tough choices..... resulting in Index providers bending the rules. But do they have a choice...?? Let's see how much impact SpaceX will really have with index fund weightings (you may be surprised).... - [Everything you need to know about the SpaceX IPO](https://ethicaloffshoreinvestments.com/top-features/everything-you-need-to-know-about-spacex-ipo/) - From valuation concerns to Musk's near-total boardroom control, the world's biggest IPO comes with questions investors should be asking. SpaceX shares are set to start trading on 12 June, and whether you want them or not, they may end up in your portfolio. Here's what you need to know before that happens. - [We’re inching back to the 1970s, warns former Fed president James Bullard](https://ethicaloffshoreinvestments.com/top-features/were-inching-back-to-the-1970s-warns-former-fed-president-james-bullard/) - “We need to remember now that fiscal discipline actually pays off in the medium and long term,” he said. - [The full scale of the AI opportunity – the $44trn wage bill](https://ethicaloffshoreinvestments.com/top-features/the-full-scale-of-the-ai-opportunity-the-44trn-wage-bill/) - Many investors remain focused on AI infrastructure, but could bigger opportunities lay elsewhere..?? We share this article from specialist research-driven investment company, Polar Capital. - [Emerging markets are not what they used to be - and neither should their allocation](https://ethicaloffshoreinvestments.com/top-features/emerging-markets-are-not-what-they-used-to-be/) - Emerging Market companies now offer critical and often irreplaceable technology. Speak with Ethical Offshore Investments and see the various options you have in getting exposure to this economic growth story - [The AI boom isn't the dot-com bubble – market concentration is the primary risk](https://ethicaloffshoreinvestments.com/top-features/ai-boom-is-not-the-dot-com-bubble/) - Today’s AI-driven market looks less like the dot-com bubble of the late 1990s and more like a market increasingly dependent on a small number of dominant technology companies. Do investors need to ensure correct diversification for their portfolios..?? - [Gold slumps to 6-month low even as inflation fears rise. Here’s why bullion is out of favour](https://ethicaloffshoreinvestments.com/top-features/gold-slumps-to-6-month-low-as-inflation-fears-rise/) - Gold hit its lowest level of 2026 and is down 6.3% this week alone Is this providing another opportunity for retail investors..?? Speak with Ethical Offshore to see how easy it is to get exposure to Gold. - [Central banks were buying gold at record levels. Here’s why they’re selling now](https://ethicaloffshoreinvestments.com/top-features/heres-why-central-banks-selling-gold-now/) - After a more than 12% fall in price, it appears that Central Banks are shifting from heavy Gold buying to selling amid war-driven liquidity pressures. Is this providing an opportunity for retail investors..?? Speak with Ethical Offshore to see how easy it is to get exposure to Gold. - [Vanguard: Investing is a marathon, not a sprint](https://ethicaloffshoreinvestments.com/top-features/vanguard-investing-is-a-marathon-not-a-sprint/) - While volatility can feel unsettling, it is a normal part of investing. Let's looks at the facts of trying to time your buys/sells in a volatile market with Vanguard. - [Gold, bonds and currencies: The fund managers’ guide to safe havens](https://ethicaloffshoreinvestments.com/top-features/the-fund-managers-guide-to-safe-havens/) - Traditional safe havens have been tested in recent months, with diversification proving the strongest defence for portfolios. Ethical Offshore can provide diversification solutions for your portfolio. Speak with us to see how this can reduce your risk and short term volatility. - [What the Iran conflict means for oil, markets and portfolios](https://ethicaloffshoreinvestments.com/top-features/what-iran-conflict-means-for-oil-markets-and-portfolios/) - Joint US-Israeli strikes on Iran have sent oil prices surging and triggered a global flight to safety, but how should investors react? If you are concerned with your current portfolio allocations, contact Ethical Offshore for an unbiased review. - [Can China’s momentum last in the year of the horse?](https://ethicaloffshoreinvestments.com/top-features/can-china-momentum-last-in-the-year-of-the-horse/) - Can the year of the fire horse bring similar good fortune? See how you can get exposure to this expanding economy - [The AI alternative staring us all in the face](https://ethicaloffshoreinvestments.com/top-features/ai-alternative-staring-us-in-the-face/) - Artificial intelligence (AI) continued to be the driving force behind global markets in 2025. But is it time to look away from the US stocks and to this Asian country for true diversification within the AI sector..?? - [‘Markets on edge’ as Trump delays Liberation Day tariffs to August](https://ethicaloffshoreinvestments.com/top-features/markets-on-edge-trump-delays-liberation-day-tariffs-to-august/) - Investor unease as US extends deadline for reciprocal import tariffs, giving nations more time to reach trade deals. - [The Magnificent Seven aren’t at risk of a rerating: Here’s what is](https://ethicaloffshoreinvestments.com/top-features/magnificent-seven-risk-of-rerating-pictet-2025/) - Concerns about the valuations of US mega-caps have skyrocketed recently, but this is the wrong part of the market to worry about, according to Arun Sai, senior multi-asset specialist at Pictet Asset Management - [Complaint Resolution Service](https://ethicaloffshoreinvestments.com/news/complaint-resolution-service-2026/) - Have you suffered a financial loss due to mismanagement of your Offshore portfolio or policy? 2025 saw us once again successfully obtain financial compensation for clients, where they suffered financial loss due to mis-management or incorrect processing of their offshore investments. Speak with Ethical Offshore to see what your options are going forward. - [Complaint Resolution Service](https://ethicaloffshoreinvestments.com/archived/complaint-resolution-service/) - Have you suffered a financial loss due to mismanagement of your Offshore portfolio or policy? Our Complaints Resolution Service may be able to assist you in gaining financial compensation. No Win = No Cost - [Which Taxes Will Rise in Rachel Reeves’ Autumn Budget?](https://ethicaloffshoreinvestments.com/top-features/which-taxes-will-rise-in-uk-autumn-budget/) - Markets expect fresh tax hikes in the November Budget as the chancellor grapples with debt and weak growth. This Morningstar article explains their views of the most likely outcomes. - [Does the gold price crash signal full reversal or short-term correction?](https://ethicaloffshoreinvestments.com/top-features/gold-price-cash-full-reversal-or-short-term-correction/) - With the Gold price dropping to $4,000.... is this an opportunity or a warning of things to come. Speak with us to see how you can benefit from the gold price movement - both rising and falling prices. - [The Structured Note Portfolio..... no set up costs - wide range of Note options](https://ethicaloffshoreinvestments.com/top-features/ethical-offshore-structured-note-portfolio/) - Access to a wide range of quality global Structured Note providers, with NO entry or establishment charges.... plus a minimum 1% commission rebate on the invested amount. - [A Global Investment Exposure for a Fraction of the Cost.....](https://ethicaloffshoreinvestments.com/top-features/global-investment-exposure-for-a-fraction-of-the-cost-august2025/) - Investment Charges – How much is it really costing you & your future. Our simple solution keeps more of the investment growth in your pockets which increases your wealth - [Complaint Resolution Service](https://ethicaloffshoreinvestments.com/archived/complaint-resolution-service-august2025/) - Have you suffered a financial loss due to mismanagement of your Offshore portfolio or policy? Our Complaints Resolution Service may be able to assist you in gaining financial compensation. No Win = No Cost - [The safest of safe havens](https://ethicaloffshoreinvestments.com/top-features/the-safest-of-safe-havens/) - While it may be the case that Donald Trump pulls a couple of trade deals out of the hat just in time to avoid triggering significant market volatility, it is equally plausible that he could decide to double-down. Investors would be forgiven for gravitating to safer options in the months ahead. - [Investing in the giants of American capitalism](https://ethicaloffshoreinvestments.com/top-features/investing-in-the-giants-of-american-capitalism/) - Eight out of the 10 biggest – by market capitalisation – are headquartered in the country. Here we look in detail at these firms, the investment funds providing access to them and what their futures may hold under Donald Trump’s presidency - [The importance of diversification in times of uncertainty](https://ethicaloffshoreinvestments.com/top-features/the-importance-of-diversification-in-times/) - In a time when fresh risks to the global economy dominate headlines almost daily, there has rarely been a more critical moment to ensure your investment portfolio is properly diversified. - [Learning from Warren Buffett’s daily routine to improve investment decisions](https://ethicaloffshoreinvestments.com/top-features/learning-from-warren-buffett-daily-routine-to-improve-investment-decision/) - Warren Buffett’s routine is a testament to the power of discipline, patience and lifelong learning. By incorporating these principles into daily life, investors can develop a more thoughtful, strategic and ultimately successful approach to investing. - [The vast market opportunity for Artificial Intelligence](https://ethicaloffshoreinvestments.com/top-features/vast-market-opportunity-for-ai-polar-capital-technology-team/) - The Polar Capital Global Technology Team offer analysis and opinion on Artificial Intelligence (AI), the huge potential it offers and how it is becoming a powerful force for productivity and innovation. - [Who wins as value moves up the tech stack? A golden era for emerging B2C platforms](https://ethicaloffshoreinvestments.com/top-features/a-golden-era-for-emerging-b2c-platforms/) - We are now two and a half years into the AI infrastructure buildout, catalysed by the launch of ChatGPT Liontrust Investment Partners provide their views. - [Managing Investment Risk in Retirement](https://ethicaloffshoreinvestments.com/top-features/managing-investment-risk-in-retirement/) - The need to manage investment risks in retirement is more acute now than ever before. - [How to invest like Warren Buffett](https://ethicaloffshoreinvestments.com/top-features/how-to-invest-like-warren-buffett/) - Want to invest just like Warren Buffett..?? It is very simple and cost effective..... just buy shares in Berkshire Hathaway Inc - [UK Tax Planning: Post-Budget Impact Assessment](https://ethicaloffshoreinvestments.com/top-features/uk-tax-planning-post-budget-impact-assessment/) - A very important webinar for every UK expat and Non-Dom..... How the changes announced in the latest UK budget can affect your financial situation.... but there are planning solutions available. - [Shorting: The realm of the gifted fund manager](https://ethicaloffshoreinvestments.com/top-features/4-minute-guide-to-short-selling/) - Your four-minute guide to short selling... FundCalibre provide a simple to understand article on what is Short Selling. - [Fidelity manager: "There are a lot of rubbish companies in Europe"](https://ethicaloffshoreinvestments.com/top-features/fidelity-there-are-a-lot-of-rubbish-companies-in-europe/) - What qualities does the Fidelity fund manager look for when investing in Europe..?? - [The 'Hidden Gem' funds that you may not know yet](https://ethicaloffshoreinvestments.com/top-features/hidden-gem-funds-you-may-not-know/) - Fund pickers highlight 3 underappreciated funds across global markets. Access these funds via Ethical Offshore and save on your costs. - [A guide to staying the course during global elections](https://ethicaloffshoreinvestments.com/top-features/guide-to-staying-the-course-during-global-elections/) - Traditionally, elections and political events have caused short-term volatility but have not substantially altered market trajectories. Will this continue in 2024..?? - [Is a bitcoin allocation a diversification ‘cheat code’?](https://ethicaloffshoreinvestments.com/top-features/is-a-bitcoin-allocation-a-diversification-cheat-code/) - A 1% allocation to bitcoin in a 60/40 portfolio could have added an annualised 0.67% to returns over the last 11 years. Speak with us to learn how cost effective and easy we can make it for your Bitcoin investment. - [Core and satellite investing explained....](https://ethicaloffshoreinvestments.com/top-features/core-and-satellite-investing-explained-2024/) - There are many ways to build an investment portfolio. FundCalibre explains the Core Satellite method of portfolio construction - [The charts showing the true scale of the Magnificent Seven’s fall](https://ethicaloffshoreinvestments.com/top-features/the-charts-showing-true-scale-of-magnifient-seven-fall/) - The 'Magnificent Seven' have been knocked off their perch but do their less frothy valuations make them a more attractive prospect..?? - [Global Exposure for a Fraction of the Cost.....](https://ethicaloffshoreinvestments.com/top-features/global-exposure-for-a-fraction-of-the-cost-2024/) - Investment Charges – How much is it really costing you & your future. Our simple solution keeps more of the investment growth in your pockets which increases your wealth - [Recession, correction, rally – an investor guide to market volatility](https://ethicaloffshoreinvestments.com/top-features/recession-correction-rally-investor-guide-to-market-volatility/) - From peaks to plunges: guide to market volatility FundCalbire analysing the stock market surge and slip of 2024 - [A quick-fire look at where the 5 August sell-off hit hardest](https://ethicaloffshoreinvestments.com/top-features/where-5-august-sell-off-hit-hardest/) - After markets dove on US recession worries, Trustnet finds out where the worst losses were borne on Monday's trading sessions. - [Is the market sell-off a buying opportunity?](https://ethicaloffshoreinvestments.com/top-features/is-the-market-sell-off-a-buying-opportunity/) - Market volatility pits the bulls against the bears.... Speak with Ethical Offshore if you have concerns with your current investment holdings - Socially Responsible Investing / Ethical Business Standards - [What's causing stocks to sell off..??](https://ethicaloffshoreinvestments.com/top-features/whats-causing-stocks-to-sell-off/) - With a rout taking place in global equities, Trustnet finds out what the 'experts' think is behind it. Speak with Ethical Offshore if you have concerns with your current investment holdings - Socially Responsible Investing / Ethical Business Standards - [Don't Try and Pick 'Tops or Bottoms'](https://ethicaloffshoreinvestments.com/managers-reports/dont-try-pick-tops-or-bottoms/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - ['Has the Fed made a mistake...?'](https://ethicaloffshoreinvestments.com/top-features/has-the-fed-made-a-mistake-weak-us-jobs-data-sparks-recession-fears/) - Weak US jobs data sparks recession concerns. S&P dropped 1.85% on Friday following the report & Japan's Nikkei dropped over 12% on Monday - Has the Fed been too slow to act..? - [A seismic shift in UK politics - stability in asset markets](https://ethicaloffshoreinvestments.com/top-features/seismic-shift-in-uk-politics-stability-in-asset-markets/) - A calm market amid a landslide. So what is install for UK markets and investors going forward. - [The role of Bitcoin in a portfolio](https://ethicaloffshoreinvestments.com/top-features/the-role-of-bitcoin-in-a-portfolio/) - Should investors now include Bitcoin as part of their holdings for a truly diversified portfolio...?? Speak with Ethical Offshore to learn how this can be done in a regulated and cost effective way. - [Terry Smith’s four things the industry needs to improve on](https://ethicaloffshoreinvestments.com/top-features/terry-smith-fundsmith-four-things-the-industry-needs-to-improve-on-june2024/) - The veteran manager of the GBP 24 Billion Fundsmith Equity Fund, calls for improvement in transparency and choice...amongst others. Being a popular and widely held fund in retail investors portfolios, this brief interview with Terry Smith will provide clients further insight in to how he manages this fund, which has been so successful over the years. - [Fundsmith Equity Fund - Semi-annual Letter to shareholders](https://ethicaloffshoreinvestments.com/top-features/fundsmith-semi-annual-letter-to-shareholders-july2024/) - So how has one of the largest equity funds performed so far in 2024...?? Click on this article to read the semi-annual letter to shareholders from Terry Smith. - ['How will the upcoming UK election affect me and my money?’, you ask…](https://ethicaloffshoreinvestments.com/top-features/uk-election-affect-me-and-my-money-june2024/) - You’re likely to be thinking, ‘will the forthcoming general election impact me, my investment portfolio, and the confidence in my financial future?’ Canaccord Genuity WM discuss the 3 reasons why they believe the UK election is unlikely to move markets in a major way - [How to reduce paying tax on your investments if you are returning to Australia…](https://ethicaloffshoreinvestments.com/news/how-to-reduce-paying-tax-on-your-investments-if-you-are-returning-to-australia/) - Pay Less Tax on your investments... Take advantage of Global Investment Products to reduce, or even eliminate Australian tax on your investment portfolio. All this while still having full control of your invested assets. - [A Regular Savings Plan... or A Savings Trap](https://ethicaloffshoreinvestments.com/features/a-regular-savings-plan-or-a-savings-trap/) - Know the facts and your options BEFORE you sign up for a Contractual Savings Plan policy. Read this article before you commit yourself to locking into what could be a very expensive, inflexible savings product... - [A Regular Savings Plan... or A Savings Trap](https://ethicaloffshoreinvestments.com/archived/2020-a-regular-savings-plan-or-a-savings-trap/) - Read this article before you commit yourself to locking into what could be a very expensive, inflexible savings product... Know the facts and your options BEFORE you sign up for a Contractual Savings Plan policy. - [Investing in technology: Beyond the IT sector](https://ethicaloffshoreinvestments.com/top-features/investing-in-technology-beyond-the-it-sector/) - Investing in technology is investing in the future. But as this article highlights, there is more to it than just the IT sector. Speak with Ethical Offshore to see how you can access the investment opportunities in the exciting technology sectors. - [The UK General Election and your finances](https://ethicaloffshoreinvestments.com/top-features/the-uk-general-election-and-your-finances/) - How could the 4 July general election affect savings and investments? This Trust Net article summarises some of the issues that may cause concern for UK portfolios and retirement strategies - [The red flags retail investors should look out for](https://ethicaloffshoreinvestments.com/top-features/the-red-flags-for-retail-investors/) - Experts reveal what signals retail investors should monitor to avoid pitfalls with their fund selection. Speak with Ethical Offshore if you have concerns with your current fund holdings - Socially Responsible Investing / Ethical Business Standards - [Fund Insight - Baillie Gifford Positive Change](https://ethicaloffshoreinvestments.com/top-features/fund-insight-baillie-gifford-positive-change/) - A +95% return over the past 5 years.... impressive, but the road to this growth has been anything but smooth. We look into the Baillie Gifford Positive Change fund. - [Are Commodities Telling US Something..??](https://ethicaloffshoreinvestments.com/managers-reports/are-commodities-telling-us-something/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [The chart showing why you should keep calm and carry on investing](https://ethicaloffshoreinvestments.com/top-features/keep-calm-and-carry-on-investing/) - There are plenty of logical reasons why investors might want to shift out of stocks but the data tells us not to. Why it is important investors take a long term, quality approach with their wealth accumulation..... and Ethical Offshore can provide guidance on this. - [Investing in the next wave of artificial intelligence](https://ethicaloffshoreinvestments.com/top-features/investing-in-next-wave-artificial-intelligence/) - In the landscape of technological advancement, 2023 emerged as a pivotal year marking the widespread adoption of artificial intelligence. So what do the leading Fund Managers think….. read their comments in this FundCalibre report. - [Top 7 reasons to use the Ardan International Platform](https://ethicaloffshoreinvestments.com/top-features/top-7-reasons-to-use-ardan-platform-2024/) - Flexibility & Security..... Speak to us to see how the flexible Ardan Platform can assist you in managing your wealth as well as your Estate & Succession Planning requirements - [How About Zero Rate Cuts this Year..??](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-xero-rate-cuts-this-year-2024/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Why World Water Day Matters...](https://ethicaloffshoreinvestments.com/top-features/why-world-water-day-matters-liontrust/) - World Water Day..... In this article fund manager Simon Clements of the Sustainable Future Investment team discusses just how vital it is for life and why improving the management of water is a key investment theme for the team. - [Is 2024 the year of the goldilocks scenario?](https://ethicaloffshoreinvestments.com/top-features/2024-the-year-of-the-goldilocks-scenario/) - The gold price reached a record high earlier this month. But is this only the start of the next bull run in the precious metal. Speak with Ethical Offshore to see how you can access the funds mentioned (plus many more) in a very cost effective way. - [Investors have no clue when central banks will cut rates](https://ethicaloffshoreinvestments.com/top-features/investors-no-clue-when-central-banks-will-cut-rates/) - We need to stop kidding ourselves - our forecasting is dreadful. Why it is important investors take a long term, quality approach with their wealth accumulation..... and Ethical Offshore can provide guidance on this. - [UK slips into recession as economy contracts 0.1% in December](https://ethicaloffshoreinvestments.com/top-features/uk-slips-into-recession-in-december2023/) - Should investors be concerned that the UK has entered into a technical recession..?? Speak with Ethical Offshore to see how you can diversify your portfolio to reduce your risk..... and lower your fees. - [Guinness Sustainable Energy Report - 2024 Outlook for Sustainable Energy](https://ethicaloffshoreinvestments.com/top-features/guinness-sustainable-energy-report-2024-outlook-for-sustainable-energy/) - Guinness Global Managers provide their views and forecasts of the Sustainable Energy sector for 2024. Get low cost access to their Sustainable Energy strategy via Ethical Offshore Investments. - [Trade the Tape - Three Cheers for 5,000!](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-three-cheers-for-5000/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Five funds for the Year of the Dragon](https://ethicaloffshoreinvestments.com/top-features/five-funds-for-year-of-the-dragon/) - FundCalibre provide an article from their Asian & Emerging Market analysts, on 5 Asian Funds for the Year of the Dragon Speak with Ethical Offshore to see how you can access the funds mentioned (plus many more) in a very cost effective way. - [Gold Investing - a simple & cost effective solution](https://ethicaloffshoreinvestments.com/top-features/gold-investing-a-simple-and-cost-effective-solution/) - Xavier Blaise, financial adviser for OIBME Asia Ltd, provides an article to explain a simple and cost effective way of investing in Gold. - [Nuts about Brazil: Latin America's largest economy is having its moment in the sun](https://ethicaloffshoreinvestments.com/top-features/nuts-about-brazil-latin-americas-largest-economy-is-having-its-moment-in-the-sun/) - Falling inflation - Falling rates and Fiscal repair... the backdrop the developed world is aspiring too. Alison Savas from Antipodes explains why there is a lot to like with investing in Brazil - [Trade the Tape - Will the Bond Vigilantes Strike Back](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-will-the-bond-vigilantes-strike-back/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Will ESG deliver in 2024?](https://ethicaloffshoreinvestments.com/top-features/will-esg-deliver-in-2024/) - A recent article from Fund Calibre and their thoughts on how ESG investments may perform in 2024 Speak with Ethical Offshore and explore the wide range of high quality Social Responsible Investments that are available, and can be accessed commission free. - [Fundsmith Equity Fund 2023 Annual Letter to Shareholders](https://ethicaloffshoreinvestments.com/news/fundsmith-equity-fund-2023-annual-letter-to-shareholders/) - As a long term favourite of many investors, this annual letter to investors is a good read to understand what companies have been positive, and negative to the recent performance of one of the largest (& more successful) global equity funds available. - [How to rebalance your portfolio and diversify the right way](https://ethicaloffshoreinvestments.com/top-features/how-to-rebalance-your-portfolio-and-diverdify-the-right-way/) - A study by Orbis Investment counsellor Rob Perrone has shown that investors that misunderstand the benefits of good diversification could be costing them between 1.8% - 3% of performance annually. Speak with Ethical Offshore now to make sure that your portfolio is not only well diversified, but also using the most cost effective funds. - [Emerging trends: 2024 landscape for global equities](https://ethicaloffshoreinvestments.com/top-features/emerging-trends-2024-landscape-for-global-equities/) - An article from FundCalibre, where specialist Global Fund Managers provide insight on where they think the trends are for 2024. Speak with Ethical Offshore to see how you can access the funds mentioned (plus many more) in a very cost effective way. - [Five lessons from 2023 for sustainable investors](https://ethicaloffshoreinvestments.com/top-features/five-lessons-from-2023-for-sustainable-investors/) - Investors should navigate the volatile cycle of exuberance and disappointment by diversifying across the whole transition to a sustainable economy. Read the article published by TAM Asset Management - [Complaint Resolution Service](https://ethicaloffshoreinvestments.com/archived/complaints-resolution-service-may2021/) - Have you suffered a financial loss due to mismanagement of your Offshore portfolio or policy? Our Complaints Resolution Service may be able to assist you in gaining financial compensation. No Win = No Cost - [Tackling Cybercrime - A guide](https://ethicaloffshoreinvestments.com/top-features/tackling-cyber-crime-guide/) - So far this year, cybercrime has cost businesses worldwide over $ 8 Trillion.... This guide is designed to help you identify & prevent attacks by explaining the steps you can take to protect your business & your customers - [Trade the Tape - 4 Ways to invest in Bonds](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-have-4ways-to-invest-in-bonds/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [What’s Hot: Is Oil Headed for $100 or returning to $75?](https://ethicaloffshoreinvestments.com/top-features/is-oil-headed-for-100-or-back-to-75/) - With oil prices reaching their highest levels since November 2022, Wisdom Tree look at what could influence further rises.... or a significant pull back. Speak with us to learn about the many investment tools available to invest in both a rising or falling oil market.... - [Fund fees: How much is too much..?](https://ethicaloffshoreinvestments.com/top-features/fund-fees-how-much-is-too-much/) - Trustnet: Experts explain how to assess whether a fund is too expensive or not and cap their spending limit on charges. We encourage investors to query the charges they are paying & speak with Ethical Offshore to see how you can keep more of your investment growth, in your pocket..!! - [Trade the Tape - Have Jobs Slowed Enough for the Fed to Pause?](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-have-jobs-slowed-for-fed-pause/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Former rubbish dump in Essex becomes UK’s third largest solar farm](https://ethicaloffshoreinvestments.com/top-features/essex-rubish-dump-becomes-third-largest-uk-solar-farm/) - Ockendon solar farm to generate enough clean electricity to power the equivalent of 15,000 homes Want to invest in Solar Energy - speak with Ethical Offshore & find out about the many opportunities available. - [Blockchain and NFTs: How to make sense of crypto terminology](https://ethicaloffshoreinvestments.com/top-features/how-to-make-sense-of-crypto-terminology/) - The language to describe cryptocurrency trading is often cloaked in jargons. This recent article may assist in getting an understanding of the common terms used...... - [Guinness Sustainable Energy Report - Building efficiency: critical to the energy transition](https://ethicaloffshoreinvestments.com/top-features/guinness-sustainable-energy-report-building-efficiency/) - In this latest edition the Guinness Sustainable Energy Fund report, the Managers provide their views and forecasts for this exciting sector of the market. - [Trade the Tape - Buffet is buying Bonds](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-buffet-buying-bonds/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [How the Bank of England’s 25 basis point rate rise will affect your finances](https://ethicaloffshoreinvestments.com/top-features/how-the-boe-25basis-point-rate-rise-will-affect-you/) - Trustnet looks at the likely implications of the BoE's latest interest rate hike. This could be quite favourable for retirees taking out annuity pensions...... - [Berkshire Hathaway’s operating earnings rise nearly 7%, cash pile approaches $150 billion](https://ethicaloffshoreinvestments.com/news/berkshire-hathaway-earnings-rise-cash-pile-150billion/) - Berkshire Hathaway on Saturday reported a solid increase in second-quarter operating earnings........ while the cash hoard at Warren Buffett’s conglomerate swelled to nearly $150 billion. - [Trade the Tape - Half Way Through Earnings: 81% Beat on EPS](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-half-way-through-earnings-81-beat-on-eps/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Trade the Tape - Will a US Debt Downgrade be a 'Bearish' Catalyst..?](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-us-debt-downgrade-bearish-catalyst/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Gold could hit record high of $2,500, says WisdomTree](https://ethicaloffshoreinvestments.com/top-features/gold-could-hit-record-high-2500-wisdomtree/) - Gold is on track to hit a new record high of $2,225 per ounce by this time next year.... according to WisdomTree. Speak with Ethical Offshore to see how you can get access to physical gold with very low costs. - [Trade the Tape - What Banking Crisis..??](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-what-banking-crisis-july18-2023/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Trade the Tape - Fed can Keep Raising](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-fed-can-keep-raising-july12/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Trade the Tape - Think About Adding Bonds](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-think-about-adding-bonds/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [Fundsmith Equity Fund - 2023 Semi-annual Letter to Shareholders](https://ethicaloffshoreinvestments.com/news/fundsmith-2023-semiannual-letter-to-shareholders/) - As a long term favourite of many investors, this letter is a good read to understand what companies have been positive, and negative to the recent performance of one of the largest (& more successful) global equity funds available. - [Why is Solar the Big Winner of the Energy Revolution?](https://ethicaloffshoreinvestments.com/top-features/why-is-solar-the-big-winner-of-the-solar-revolution-june2023/) - News for the month of June 2023 from the managers of the Active Solar Fund. Contact Ethical Offshore Investments on how to get exposure to this exciting energy transition.... - [Trade the Tape - Fed Minutes Suggest More Hikes](https://ethicaloffshoreinvestments.com/managers-reports/fed-minutes-suggests-more-hikes/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [The seven deadly sins of investors: Avoid these common investing mistakes](https://ethicaloffshoreinvestments.com/top-features/seven-deadly-sins-of-investing/) - Bestinvest’s Adrian Lowery warns of seven key investing sins that should be avoided. And Ethical Offshore Investments is here to help.... - [Global Exposure for a Fraction of the Cost](https://ethicaloffshoreinvestments.com/managers-reports/global-exposure-fraction-of-the-cost/) - Investment Charges – How much is it really costing you & your future. Our simple solution keeps more of the investment growth in your pockets which increases your wealth - [Trade the Tape - S&P 500 Meets Resistance](https://ethicaloffshoreinvestments.com/managers-reports/trade-the-tape-2023-june21/) - Helping you to simplify markets and identify opportunity.... Adrian Tout provides his regular commentary of where the US markets are at the moment, what is influencing the market activity and where he believes offers opportunity (or risk) in a simple, easy to understand commentary. - [What does the Credit Suisse fallout mean for bond holders?](https://ethicaloffshoreinvestments.com/top-features/what-does-the-credit-suisse-fallout-mean-for-bond-holders/) - It’s not often the Swiss Central Bank makes headlines. It is even more rare that bonds are a subject of breaking news. What happened? Why was it a shock? And what does it mean for bond holders? We try to explain… - [Jeremy Hunt’s UK Spring Budget 2023 speech in full](https://ethicaloffshoreinvestments.com/top-features/jeremy-hunt-uk-spring-budget-2023-speech/) - The UK chancellor has just delivered his first Budget. Here’s what he said. - [Developed market equities to deliver 8.3%pa return over the next decade](https://ethicaloffshoreinvestments.com/news/developed-market-equities-returns-next-decade-forecast-moneyfarm/) - Why is now a good time to invest..?? The next 10 years will be more positive for both stock markets and fixed income investors, digital wealth management firm Moneyfarm has predicted. - [Guinness Sustainable Energy Report - March 2023](https://ethicaloffshoreinvestments.com/top-features/guinness-sustainable-energy-report-march2023/) - Wind is the second most significant renewable power generation source. In this March 2023 edition the Guinness Sustainable Energy Fund report, the Managers provide their views and forecasts for this exciting sector of the market. - [Terry Smith: Idiots, Armageddon and ‘pain in the arse’ stocks](https://ethicaloffshoreinvestments.com/news/terry-smith-idiots-armageddon-pain-in-the-arse-stocks-2022/) - ‘If you want the fund to outperform in every market and every quarter, then watch the new Madoff documentary on Netflix’. Fundsmith’s annual general meeting (AGM) was certainly an entertaining show for investors. - [How to avoid making mistakes with your investments](https://ethicaloffshoreinvestments.com/top-features/how-to-avoid-making-mistakes-with-your-investments/) - An article from FundCalibre outlines some of the most common errors that can deal a punishing blow to your investment portfolio. - [Can emerging market equities outperform in the next decade?](https://ethicaloffshoreinvestments.com/top-features/can-emerging-market-equities-outperform-next-decade/) - Today, the environment could be far more favourable for this area of investment. Peaking interest rates, a weaker dollar, falling energy prices, and a more normalised economy in China, could bode well for the asset class in 2023 and beyond. - [SustainAbility - Goldilocks & the two Bears](https://ethicaloffshoreinvestments.com/top-features/sustainaility-goldilocks-and-the-two-bears-mike-fox-rlam/) - One of the few things that we can be certain about is that the future is uncertain.... Mike Fox, head of Sustainable Investing at Royal London AM provides his views on different scenarios facing investors. - [Outlook for 2023 - Royal London Asset Management](https://ethicaloffshoreinvestments.com/top-features/outlook-for-2023-royal-london-asset-management/) - 2022 was another extraordinary year for investors... In Outlook for 2023, the investment managers of Royal London AM consider the key risks & opportunities that may be encountered in the year ahead. - [IMF chief: Growth will bottom out in 2023 and bounce back next year](https://ethicaloffshoreinvestments.com/news/imf-chief-growth-bottom-out-2023-bounce-back-next-year/) - The International Monetary Fund has downgraded its growth forecast three times since October 2021..... But could this be the start of the recovery ...??? - [China’s GDP grows just 3% in 2022 but rebound hopes rise](https://ethicaloffshoreinvestments.com/news/china-gdp-growth-in-2022-but-rebound-hopes-rise/) - The Chinese economy missed its early government target of 5.5% in its biggest miss in decades after Covid-19 ravaged output but expectations for an acceleration of growth from the second quarter are mounting. - [Core and satellite investing explained](https://ethicaloffshoreinvestments.com/news/core-and-satellite-investing-explained/) - There are many ways to build an investment portfolio. FundCalibre explains the Core Satellite method of portfolio construction - [2023 - Outlook For Sustainable Energy](https://ethicaloffshoreinvestments.com/top-features/2023-outlook-for-sustainable-energy/) - Energy security replaced decarbonisation at the top of government policy agendas in 2022. Read the 2023 outlook report from the managers of the Guinness Sustainable Energy Fund. - [Revealed: How much you need to make to recover from 2022’s worst-hit funds](https://ethicaloffshoreinvestments.com/top-features/how-much-to-make-to-recover-2022-worst-hit-funds/) - As investors look forward to 2023, Trustnet finds out what returns are needed for them to recoup the falls in their funds last year. - [Everything you need to know about death benefits and SIPPs](https://ethicaloffshoreinvestments.com/top-features/death-benefits-sipps/) - In the past, death benefits on UK pensions were often seen as complex and associated with punitive tax charges. However, since 2015 a lot has changed...... and for the better too. - [Better times ahead for China?](https://ethicaloffshoreinvestments.com/top-features/better-times-ahead-for-china/) - With valuations for many companies now at historical lows, Dale Nicholls, portfolio manager of Fidelity China Special Situations PLC, outlines why he believes China offers compelling investment opportunities over the coming year. - [Five funds for income investors to consider in 2023](https://ethicaloffshoreinvestments.com/top-features/five-funds-for-income-investors-in-2023/) - With many looking to income this year, Trustnet finds out which funds the experts are backing. - [Five funds for aggressive investors looking to make the most of the turmoil](https://ethicaloffshoreinvestments.com/top-features/five-funds-for-aggressive-investors/) - Experts give five options for investors who are willing to stomach short-term losses for the potential future rewards. - [2022.... What Happened..??](https://ethicaloffshoreinvestments.com/top-features/2022-what-happened/) - As the dust settles on 2022, it’s been an all-around brutal year for global investors... A review of how the Sustainable Ethical Portfolios performed over this tumultuous period. - [Moody's downgrades Laos deeper into junk territory on debt woes’](https://ethicaloffshoreinvestments.com/top-features/moody-downgrades-laos-on-debt-woes/) - The emerging economy is the latest Asian nation after Sri Lanka to be hit hard by spiralling inflation and currency weakness. Should expats living in Laos be concerned with their local investments...?? - [Why more investors should consider Asia](https://ethicaloffshoreinvestments.com/top-features/why-more-investors-should-consider-asia/) - Asia is a fascinating place in which to invest. It’s home to hundreds of outstanding companies in some of the world’s fastest-growing countries. - [Trillions lost and lives ruined: inside crypto’s ‘Lehman Brothers’](https://ethicaloffshoreinvestments.com/top-features/trillions-lost-crypto-crash-ruins-lives/) - More than a $1 trillion was wiped off the value of cryptocurrency markets in the last six months, ruining countless lives and prompting insiders to speculate that the Bitcoin bubble may finally have burst. - [Stocks: Should investors sell in May?](https://ethicaloffshoreinvestments.com/top-features/stocks-should-investors-sell-in-may/) - Its that time of the year again when investors wonder: “Should I sell in May and go away…??” - [Some tech stocks are down 75% from their highs of last year](https://ethicaloffshoreinvestments.com/top-features/10-of-the-worst-performing-tech-stocks-from-recent-selloff/) - High-growth tech stocks were already getting pummeled before Russian’s invasion of the Ukraine. The skid has only gotten worse. This CNBC article highlights some of the biggest losers... - [Funds at risk of lockout following Russian block on foreign stock sales](https://ethicaloffshoreinvestments.com/top-features/funds-at-risk-of-lockout-following-russian-block-on-foreign-stock-sales/) - A handful of funds with large exposures to Russian stocks now have large portions of their portfolios deemed illiquid following the Russian central bank’s block on the sale of local stocks by foreigners. - [Market volatility is soaring. Here’s what Warren Buffett says to do](https://ethicaloffshoreinvestments.com/top-features/market-volatility-soaring-what-warren-buffet-says/) - Volatile markets can be challenging. With that in mind, here are five pieces of advice from Berkshire Hathaway Chairman Warren Buffett. - [Outlook for 2022 - Royal London Asset Management](https://ethicaloffshoreinvestments.com/top-features/rlam-2022outlook-growing-pains-sustainable-investing/) - Comments on the 2022 outlook for Sustainable Investing from Royal London Asset Management's Mike Fox. - [The Ratings Radar Show: Mike Fox – King of ESG investing](https://ethicaloffshoreinvestments.com/top-features/mike-fox-king-esg-investing-citywire-ratings-radar-show/) - The Royal London Asset Management has been walking the walk in ESG for longer than most others – and providing investors with great returns along the way Citywire Ratings Radar discuss what makes him the King of ESG investing. - [Structured Notes for the Income Investor](https://ethicaloffshoreinvestments.com/top-features/sstructured-notes-for-the-income-investor-feb2022/) - New Income Structured Notes available - up to 10%pa paid quarterly Options for the income investor during this period of low interest rates and higher volatility. - [Scottish Mortgage: Long-term investing for transformative change](https://ethicaloffshoreinvestments.com/top-features/smt-transformative-change-investing/) - Investing in Innovative Companies... Lawrence Burns, deputy manager at Scottish Mortgage Investment Trust, sat down for a webinar with Citywire to discuss growth stocks, volatility, and why the progress of Moore’s Law remains a positive for innovative companies. - [Bank of England raises interest rates to 0.5%](https://ethicaloffshoreinvestments.com/top-features/bank-of-england-raises-interest-rates-feb2022/) - The Bank of England has raised interest rates from 0.25% to 0.5% in its first back-to-back hike since 2004. - [Nurobots: delivering a good life with autonomous vehicles.](https://ethicaloffshoreinvestments.com/top-features/nurobots-delivering-good-life-with-autonomous-vehicles-smt/) - Claire Shaw, Investment Specialist at Scottish Mortgage, explains how the autonomous vehicle company Nuro, through its self-driving vehicles, hopes to transform local commerce and help deliver a better everyday life for everyone. - [Federal Reserve points to interest rate hike coming in March](https://ethicaloffshoreinvestments.com/top-features/fed-reserve-rate-hike-march/) - The Federal Reserve on Wednesday provided the clearest hint yet that it could start raising interest rates as soon as March. - [Terry Smith: We are probably in for an ‘uncomfortably bumpy ride’ if inflation takes hold](https://ethicaloffshoreinvestments.com/top-features/terry-smith-inflation-bumpy-ride-2022/) - The Fundsmith Equity manager gives his views on the impact of inflation and how it could affect the profitability of different types of companies. - [US solar soars to new heights as sun sets on COP26](https://ethicaloffshoreinvestments.com/top-features/solar-soars-on-cop26/) - In the past decade alone, US solar energy installations have grown at an average annual rate of 42% in America. Ethical Offshore can provide guidance on ways to get exposure to this exciting alternative energy sector. - [Warning: These are the 3 most common crypto scams](https://ethicaloffshoreinvestments.com/top-features/most-common-crypto-scams/) - Cryptocurrencies have now hit mainstream investing, but it’s still a wild world out there and everyone needs to be careful. - [Older investors embrace more investment risk...](https://ethicaloffshoreinvestments.com/top-features/older-investors-embrace-more-risk/) - Almost half of over-55s have bought cryptocurrencies in the past two years, according to the Schroders Global Investor Study - suggesting the appetite for high-risk investments is not limited to the young. - [2021 - year in review for the Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-portfolios-2021-year-review/) - 2021 was another year impacted by the uncertainty of Covid19... and our sustainable & ethical strategies resulted in another positive year of performance for the Sustainable Ethical Allocation Portfolios. Please read our 2021 performance review. - [Why might ESG factors increase returns?](https://ethicaloffshoreinvestments.com/top-features/why-might-esg-factors-increase-returns/) - We focus on three ESG measures - R&D, carbon intensity and worker safety - to see to what extent they can add to investment returns, and why. In association with Schroders... - [Huge improvements need to be made before cryptocurrencies are ethical](https://ethicaloffshoreinvestments.com/top-features/improvements-to-be-made-cryptos-ethical/) - Cryptocurrencies hit record highs but can they survive ethical scrutiny? Trustnet asks experts to find out. - [Disrupting Disease with Artificial Intelligence](https://ethicaloffshoreinvestments.com/top-features/disrupting-disease-with-artificial-intelligence-smt/) - Cancer, heart failure and Alzheimer’s are among the last lethal hold-outs. But medical technologies using artificial intelligence could speed up breakthroughs, as Tom Slater, joint manager of Scottish Mortgage Investment Trust explains - [Uncertainty and disruption - why the strong will get stronger](https://ethicaloffshoreinvestments.com/top-features/uncertainty-and-disruption-strong-get-stronger/) - Businesses can take market share away from competitors with strong supply chain relationships. David Beggs of Sanford DeLand Asset Management explains..... - [October 2021 Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/october-2021-update-sustainable-ethical-allocation-portfolios-2/) - I get Knocked Down…… but I get Up Again The Sustainable Ethical Allocation portfolios recover from the recent sell off. Our October 2021 update is available now. - [Sustainable Ethical Portfolios - 3 year anniversary](https://ethicaloffshoreinvestments.com/portfolio-updates/3-years-sustainable-ethical-allocation-portfolios/) - The start of November 2021 marked 3 years from when we constructed and starting monitoring the Sustainable Ethical Allocation Portfolios. So how have they performed..?? Please read our 3 year anniversary performance review. - [Up in smoke? The highs (and lows) of cannabis' investment case](https://ethicaloffshoreinvestments.com/top-features/highs-lows-of-cannabis-investment-case/) - The decline in related cannabis stocks comes following a wave of positivity for the sector. So, has the industry already burnt out or will it find a new spark? - [2021 Quarter 3 Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/september-2021-update-sustainable-ethical-allocation-portfolios/) - The Investment Rollercoaster that is 2021 continued its theme again in the 3rd Quarter Our latest update provides information on how our Sustainable Investing Strategy is holding up for investors. - [Fund managers facing identity crisis amid rising ESG sophistication](https://ethicaloffshoreinvestments.com/top-features/managers-identity-crisis-rising-esg-sophistication/) - Investment firms need to clearly define their ethical investing proposition as investors develop stronger preferences. Speak with us to learn more about ESG & Social Responsible Investment funds - [The global growth funds hit hardest by the recent sell-off](https://ethicaloffshoreinvestments.com/top-features/global-growth-funds-hit-hardest-recent-selloff/) - Global growth, small-caps and sustainable growth funds have been hit the hardest by the recent sell-off in equities amidst rising interest rate fears. Speak with us to learn more on the short & longer term performance of these types of funds. - [Why investors should care about cybersecurity](https://ethicaloffshoreinvestments.com/top-features/schroders-why-investors-should-care-about-cybersecurity/) - Here's why investors should consider cyber preparedness in their investment decisions and how Schroders has engaged on the topic. Ask about the range of regulated specialist funds and ETF's that investors can access to invest in companies protecting others from Cyber Crime. - [Ashworth-Lord: If Cristiano Ronaldo were a fund, he’d be Buffettology](https://ethicaloffshoreinvestments.com/top-features/if-ronaldo-were-a-fund-he-be-buffettology/) - The founding manager of CFP SDL UK Buffettology tells Trustnet about the most exciting investment in the fund, and his plan of action if it ever becomes too big. - [Terry Smith: Why some CEOs are better investors than most fund managers](https://ethicaloffshoreinvestments.com/top-features/terry-smith-ceos-better-than-most-fund-managers/) - The Fundsmith Equity manager says that as a long-term investor, he is in effect sub-contracting to the CEOs of the companies he invests in. - [Innovation is unlocking new potential in health care](https://ethicaloffshoreinvestments.com/top-features/innovation-unlocking-new-potential-in-health-care/) - Biotech and telehealth are among the key areas shaping the future of health care, particularly in emerging markets. An information marketing communication issued by Capital Group provides 10 trends that they see emerging. - [August 2021 Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/august-2021-update-sustainable-ethical-allocation-portfolios-2/) - A strong performance from the quality sustainable funds, powers the Sustainable Ethical Allocation portfolios to their highest levels. Please read our monthly update on the underlying performance of the portfolios and how the portfolios have performed so far this year…… - [Evergrande's equity is worthless - but its failure is not a systemic risk](https://ethicaloffshoreinvestments.com/top-features/evergrande-equity-is-worthless-no-systemic-risk-2021/) - As it emerges that Chinese property developer Evergrande may default on $300bn of debt, Aubrey Capital Management's Rob Brewis says he is not worried about contagion. - [Three Disruptive Trends Set to Transform the Auto Industry](https://ethicaloffshoreinvestments.com/top-features/three-disruptive-trends-transform-auto-industry-2022/) - Over the next 10 years, the global automotive industry is expected to face one of the most significant changes in its history – the replacement of internal combustion engine (ICE) vehicles with electric vehicles (EVs). Article originally published by PIMCO. - [2020 - A year to forget..... or a year to remember..?](https://ethicaloffshoreinvestments.com/portfolio-updates/2020-a-year-to-forget-or-a-year-to-remember/) - 2020 was a challenging year for all..... we review the performance of the Sustainable Ethical Allocation Portfolios and how they compared to their peers - [2020 - A year to forget..... or a year to remember..?](https://ethicaloffshoreinvestments.com/fund-manager-updates/portfolios-2020-year-review/) - 2020 was a challenging year for all..... we review the performance of the Sustainable Ethical Allocation Portfolios and how they compared to their peers - [July 2021 Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/july-2021-update-sustainable-ethical-allocation-portfolios/) - Our bias allocation to high quality, Sustainable type assets has provided another month of positive returns for investors. Please read our monthly update on the underlying performance of the portfolios and how the portfolios have performed so far this year…… - [Britain’s economy is already seeing a rapid shift due to climate change](https://ethicaloffshoreinvestments.com/top-features/british-economy-rapid-shift-due-to-climate-change/) - Climate change could spark major shifts in British produce in the coming decades as the country attempts to avoid a “catastrophic” environmental fallout, experts have said. - [Vanguard calls for fund fee transparency..... and we fully agree..!!](https://ethicaloffshoreinvestments.com/top-features/vanguard-calls-for-fund-fee-transparency-agreed/) - Asset manager says product costs should be as clear to the public as calorie counts on food labels At Ethical Offshore Investments, we could not agree more..!! - [Does a focus on sustainability genuinely boost the bottom line?](https://ethicaloffshoreinvestments.com/top-features/sustainability-focus-boost-bottom-line/) - Brown Advisory’s Karina Funk has first-hand experience of how a focus on sustainability can boost profits – but her definition of sustainability may differ from the consensus. - [Terry Smith: ‘No amount of recovery or low valuation will turn a poor business into a good one’](https://ethicaloffshoreinvestments.com/top-features/terry-smith-no-amount-of-recovery-or-low-valuation-will-turn-a-poor-business-into-a-good-one/) - Fundsmith equity manager Terry Smith, who was under media scrutiny earlier in the year for outflows, showed that his fund is still as consistent as ever. - [I’d rather stocks pulled back than power higher regardless, says decade’s best multi-asset manager](https://ethicaloffshoreinvestments.com/top-features/royal-london-mike-fox-id-rather-stocks-pulled-back-than-power-higher/) - Read what the manager of one of our long term, sustainable fund holdings has to say about the current & future direction of markets. - [What will follow China’s crackdowns..?](https://ethicaloffshoreinvestments.com/top-features/what-follows-china-crackdown-metcalfe-iboss/) - IBOSS Asset Management’s Chris Metcalfe explains what the recent tech and education regulatory crackdowns in China could mean for those invested in the world’s second largest economy. - [Chinese stocks are now among Asia’s worst-performing as Beijing crackdown spooks investors??](https://ethicaloffshoreinvestments.com/top-features/china-stocks-now-asias-worst-performing-for2021/) - Days of heavy selling in Chinese stocks have left two major indexes in the country as the worst-performing markets of Asia-Pacific. - [Fundsmith Equity – have investors been rewarded for holding on..??](https://ethicaloffshoreinvestments.com/top-features/fundsmith-equity-have-investors-been-rewarded-for-holding-on/) - A strong, top quartile 18.7% return over the past 6 months may have justified our decision to maintain holding the Fundsmith Equity Fund... - [GAM, Baillie Gifford, Morgan Stanley: The high-octane global funds that were worth taking the risk on](https://ethicaloffshoreinvestments.com/top-features/high-octane-global-funds-worth-the-risk/) - To find a fund that delivers returns far above the sector average, investors often must be willing to endure high volatility Trustnet looks at the global equity funds with high volatility and top-ranked returns over the past five years. - [What has happened to Asia's once top performing currency..??](https://ethicaloffshoreinvestments.com/top-features/thai-baht-2021-struggles/) - Once Asia’s top performer, the Thai baht is now becoming the region’s worst-hit currency - [2021 Half Yearly Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/june-2021-update-sustainable-ethical-allocation-portfolios/) - The Sustainable Ethical Portfolios continue to power ahead……. Our performance review shows how sticking with the strategy has benefited your wealth creation. Please read our half year portfolio performance update and see how you too can benefit from Sustainable Investing using Ethical Business practices… - [2020’s winning funds fall down the rankings – but how far?](https://ethicaloffshoreinvestments.com/top-features/2020-winning-funds-fall-down-rankings/) - Halfway through the year, Trustnet finds out how the funds that made 2020’s highest returns are holding up in a very different market... - [How to spot... & avoid... cryptocurrency scams](https://ethicaloffshoreinvestments.com/top-features/how-to-spot-avoid-crypto-scams/) - Many people have been duped out of millions of dollars from Crypto Currency scammers.... A recent article published on Yahoo UK Finance may help to inform how to spot, and more importantly avoid Crypto Currency Scams. - [Ardan International Platform awarded a 'Strong Rating' by AKG](https://ethicaloffshoreinvestments.com/top-features/ardan-strong-rating-akg/) - Low cost & easy to understand fee structure with No Lock-in periods, access over 80,000 different investment assets plus 11 different currencies... Ardan Platform provides flexible investment opportunities for the expat investor... - [Is Bitcoin worth Zero..?? Black Swan author Nassim Taleb thinks so](https://ethicaloffshoreinvestments.com/top-features/black-swan-author-nassim-taleb-says-bitcoin-is-worth-zero/) - ‘Black Swan’ author Nassim Taleb says bitcoin is worth zero and fails as a currency and a hedge - [The ‘B’ word........... Should investors still worry about Brexit after five years?](https://ethicaloffshoreinvestments.com/top-features/brexit-after-five-years/) - On the five-year anniversary of the Brexit referendum, Trustnet asks market commentators and fund managers about the impact it has had on the UK market and what it means for investors looking ahead. - [Turmoil hits the markets again…. Will this provide another opportunity for longer term investors..??](https://ethicaloffshoreinvestments.com/top-features/turmoil-opportunity-may2021/) - After yesterday’s global market falls, is this the start of the end for investors..?? Or once again, an opportunity to take advantage of a bad situation. - [Scottish Mortgage Investment Trust Betting on Long Term Growth](https://ethicaloffshoreinvestments.com/top-features/investmenscottish-mortgage-investment-trust-betting-on-long-term-growth/) - Baillie Gifford's James Anderson, Tom Slater and Lawrence Burns discuss three areas where they are heavily investing into for long-term growth in the Scottish Mortgage Investment Trust. - [“Investment management is irretrievably broken” - Scottish Mortgage Investment Trust](https://ethicaloffshoreinvestments.com/top-features/investment-management-broken-anderson-scottish-mortgage-may2021/) - James Anderson shares his blunt views on the investment management industry in his final review as manager of the Scottish Mortgage Investment Trust. - [Baillie Gifford’s McCombie: “If you want to outperform every quarter, don’t invest with us”](https://ethicaloffshoreinvestments.com/top-features/baillie-gifford-managed-may2021/) - Baillie Gifford’s Iain McCombie says even if value does have “its day in the sun”, he will still be sticking to finding the few exceptional companies with strong fundamentals that drive stock market returns. - [A top performing fund manager explains why innovation alone is not enough](https://ethicaloffshoreinvestments.com/top-features/guinness-innovators-may2021/) - Innovation isn’t just about investing in speculative companies without earnings, explains Matthew Page, co-manager of the top quartile Guinness Global Innovators fund. - [Back to life, back to normality: Why there’s still some way to go for undervalued shares](https://ethicaloffshoreinvestments.com/top-features/value-and-undervalued-shares-saracen/) - Saracen Fund Managers’ Graham Campbell explains why value stocks could continue to outperform, even after some strong recent gains. - [Sustainable Ethical Allocation Portfolios - Quarter 1, 2021 Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-quarter1-2021-update/) - The Sustainable Ethical portfolios have struggled so far this year….. is it time to abandon the quality E.S.G. & Socially Responsible Investing approach that we promote..?? - [April 2021 Update - Sustainable Ethical Allocation Portfolios](https://ethicaloffshoreinvestments.com/portfolio-updates/april-2021-update-sustainable-ethical-allocation-portfolios/) - A positive month all round for the Sustainable Ethical Allocation Portfolios..... Please read our monthly update on the underlying performance of the portfolios plus a brief summary of the Baillie Gifford Positive Change fund, which we will be providing a focused review on later this month. - [The Importance of Investment Timeframe](https://ethicaloffshoreinvestments.com/features/the-importance-of-investment-timeframe-april2021/) - Time in the Market...... not timing the market. It is so important that investors understand the importance of having the appropriate timeframe for achieving their financial goals & investment objectives. - [Fundsmith Equity – Should investors holding this fund be concerned …..](https://ethicaloffshoreinvestments.com/top-features/fundsmith-underperformance-concerns/) - Is it time to exit…?? The highly rated Fundsmith Equity has underperformed over the past 6 months, so should investors be concerned & head to the exit. - [The Importance of Investment Timeframe](https://ethicaloffshoreinvestments.com/archived/the-importance-of-investment-timeframe/) - A situation that we work very closely with clients is that of their investment timeframe. When investing in growth funds and portfolios such as the Sustainable Ethical Allocations, investors need to make sure that they have a suitable timeframe. - [Sustainable Ethical Allocation Portfolios - January 2021 Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-january2021-update/) - Welcome to 2021…….. and the return to media hype and market volatility….. We summarise how our Sustainable Ethical Portfolios performed in January. - [Sustainable Ethical Allocation Portfolios – How have they held up in 2020? (March 2020 Update)](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-how-have-they-held-up-in-2020/) - Read our in-depth analysis of our Sustainable Allocation Portfolios. To say that the first quarter of 2020 was a challenging one for investors would be an understatement. (March 2020 Update) - [Sustainable Ethical Allocation Portfolios - December Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-december-update/) - 2020 is finally over & the Sustainable Ethical Allocation portfolios ended the year on a high... - [Five Trends Shaping Markets In 2020 and How to Respond](https://ethicaloffshoreinvestments.com/features/five-trends-shaping-markets-in-2020-and-how-to-respond/) - Asset allocation ideas to help position your portfolio for the challenges and opportunities ahead. Effective strategies to navigate this environment may include diversifying risk, going long duration, and overweighting emerging markets. - [Data Availability Drives ESG Investing Surge](https://ethicaloffshoreinvestments.com/features/data-availability-drives-esg-investing-surge/) - The widespread availability of data has also emerged as a source for good. Investors and research analysts have increasingly found inventive ways to capitalize on newly available information. - [Spotlight firmly focused on ESG space in 2020](https://ethicaloffshoreinvestments.com/features/spotlight-firmly-focused-on-esg-space-in-2020/) - A bumper year of events ahead promoting sustainable investment - [Top 5 reasons to use an International Investment Platform](https://ethicaloffshoreinvestments.com/features/top-5-reasons-to-use-our-preferred-international-investment-platform/) - Read the Top 5 reasons to use our preferred International Investment Platform: Low Cost & Transparency, Investment Range, Multiple Currencies, Safety & Security and Financial Strength. - [Turmoil and Opportunity](https://ethicaloffshoreinvestments.com/features/turmoil-and-opportunity/) - With all of this turmoil & negativity this year, Global Discovery is up 35% for 2020...... read how the earlier turmoil resulted in opportunity. - [Sustainable Ethical Allocation Portfolios - November Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-november-update/) - Vaccine driven economic recovery………. and the financial markets cheered…!!! Our Sustainable Ethical Allocation Portfolios have hit an ALL TIME HIGH in November 2020. - [Sustainable Ethical Allocation Portfolios - October Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-october-update/) - Keeping your investment head…… while others are losing theirs. Why it is so important to invest in quality......... - [2nd Year Anniversary – Sustainable Ethical Allocation portfolios](https://ethicaloffshoreinvestments.com/top-features/2-year-anniversary/) - November marks our 2 year anniversary for our Sustainable Ethical Allocation Portfolios....... so how have these portfolios held up against other multi-asset, diversified strategies..... - [Sustainable Ethical Allocation Portfolios - September Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-ethical-allocation-portfolios-september-update/) - The quality of the underlying assets and the Fund Managers has once again resulted in superior portfolio performance this month…….. this Quarter…….. this Year - [Sustainable Portfolios continue their Positive Performance (May 2020 Update)](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-portfolios-continue-their-positive-performance-may-2020-update/) - After a shaky and volatile start to the month of May, and a significant pullback in Europe on the last trading day, the majority of equity markets posted gains for the month……… and so did the Sustainable Ethical Allocation Portfolios. - [Sustainable Allocation Portfolios August Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-allocation-portfolios-august-update/) - Positive momentum continues to power the performance growth of the Sustainable Ethical Allocation Portfolios in 2020..... our monthly update details performance figures and what allocation changes are being made to keep this momentum going. - [What Are Environmental, Social, and Governance (ESG) Criteria?](https://ethicaloffshoreinvestments.com/news/what-are-environmental-social-and-governance-esg-criteria/) - Environmental, social and governance (ESG) criteria are a set of standards for a company’s operations that socially conscious investors use to screen potential investments. - [Still pursuing green: The rise of ESG in the US](https://ethicaloffshoreinvestments.com/news/the-rise-of-esg-in-the-us/) - The rise of ESG in the US Responsible investment making waves across the pond - [BlackRock shuffles top ESG roles amid full sustainability push](https://ethicaloffshoreinvestments.com/news/blackrock-shuffles-top-esg-roles-amid-full-sustainability-push/) - BlackRock has made several senior personnel changes in an effort to strengthen its sustainable investing platform. - [Why BlackRock Is ‘Going Green’](https://ethicaloffshoreinvestments.com/news/why-blackrock-is-going-green/) - BlackRock, the world’s largest money manager, just announced that it would exit investments with “high sustainability” risks. BlackRock Is ‘Going Green’. - [Sustainable Allocation Portfolios continue their positive moves higher (Mid Year Update)](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-allocation-portfolios-continue-their-positive-moves-higher/) - Another strong month of performance for June powers the Sustainable Ethical Allocation Portfolios further into positive territory for 2020... - [Sustainable Allocation Portfolios July Update](https://ethicaloffshoreinvestments.com/portfolio-updates/sustainable-allocation-portfolios-july-update/) - The quality of the underlying assets have produced another month of positive performance for the Sustainable Ethical Allocation portfolios... - [Within this turmoil, is there opportunity??](https://ethicaloffshoreinvestments.com/news/within-this-turmoil-is-there-opportunity/) - While our Sustainable Ethical Allocation Portfolios have been able to perform better than the general markets, this first quarter of 2020 has seen portfolio values reduce. But does this now present itself as an opportunity to take advantage of the current market situation? - [No upfront or establishment costs... But are you being charged more elsewhere??](https://ethicaloffshoreinvestments.com/news/no-upfront-or-establishment-costs-but-are-you-being-charged-more-elsewhere/) - The obvious question that needs to be asked is if there are no fees or charges, how then are advisers, consultants, brokers getting paid? - [Positive Performance for 2020 - Sustainable Ethical Allocation Portfolios in the green (April 2020 Update)](https://ethicaloffshoreinvestments.com/portfolio-updates/positive-performance-for-2020-sustainable-ethical-allocation-portfolios/) - What a difference a month can make... A strong rebound in financial markets during Q1 2020 resulted in positive performance and returns for our Sustainable Ethical Allocation Portfolios; 14.6% for the Growth Allocation, 10.8% for Balanced Allocation and 7.2% for the Cautious. (April 2020 Update) - [Lindsell Train Global Equity Fund - Manager's Report](https://ethicaloffshoreinvestments.com/managers-reports/lindsell-train-global-equity-fund-managers-report/) - The report includes basic facts on the fund, some portfolio characteristics, recent and historic performance as well as some commentary from the portfolio manager. - [Transparency... What is the real cost of investing?](https://ethicaloffshoreinvestments.com/news/transparency-what-is-the-real-cost-of-investing/) - As part of our Ethical approach in doing business, we ensure that potential clients are fully informed of the charges that they will be subject to……. We advocate Full Transparency. - [The Bank of England’s emergency rate cut and what it means for investors](https://ethicaloffshoreinvestments.com/archived/the-bank-of-englands-emergency-rate-cut-and-what-it-means-for-investors/) - As the Bank of England steps in to support the UK economy amid the coronavirus outbreak, investment experts explain how it might affect markets and what investors should expect. - [Three positive reasons for investors to think positively about climate investing](https://ethicaloffshoreinvestments.com/archived/think-positively-about-climate-investing/) - Investec Asset Management's Deirdre Cooper explains why investors shouldn't be too despondent about the huge challenges in tackling climate change and why there are reasons for optimism. - [What is Environmental, Social and Governance (ESG)?](https://ethicaloffshoreinvestments.com/news/environmental-social-governance-esg/) - ESG - Environmental, Social and Governance refers to the three central factors in measuring the sustainability and societal impact of an investment in a company or business. - [What is Socially Responsible Investing (SRI)?](https://ethicaloffshoreinvestments.com/news/what-is-socially-responsible-investing-sri/) - SRI or social investment is any investment strategy which seeks to consider both financial return and social/environmental good to bring about social change regarded as positive by proponents. - [The funds hit hardest by the violent stock market sell-off](https://ethicaloffshoreinvestments.com/archived/the-funds-hit-hardest-by-the-violent-stock-market-sell-off/) - Hundreds of funds have slumped to double-digit weekly losses as stock markets have tumbled amid fears over the spread of the coronavirus. - [When Warren Buffet speaks, people from all over the world listen](https://ethicaloffshoreinvestments.com/news/when-warren-buffet-speaks-people-listen/) - Probably the most famous, successful investor has recently released his Chairman's letter to shareholders of Berkshire Hatthaway. Probably the most anticipated annual shareholder letter for investors globally. - [Terry Smith 'relaxed' over coronavirus impact on Fundsmith](https://ethicaloffshoreinvestments.com/archived/terry-smith-relaxed-over-coronavirus-impact-on-fundsmith/) - Star fund manager Terry Smith is 'pretty relaxed' over the impact of the coronavirus on Fundsmith Equity and confident his £19.3bn fund will rebound more quickly than the stock market in a crash. - [‘Do nothing’ Train buys Fevertree after six-year wait](https://ethicaloffshoreinvestments.com/archived/do-nothing-train-buys-fevertree-after-six-year-wait/) - One of the UK’s few remaining star fund managers has scooped up a stake in battered tonic maker Fevertree (FEVR) and declared himself uninterested in the stock market turmoil caused by the coronavirus. - [The funds hit by the coronavirus sell-off](https://ethicaloffshoreinvestments.com/news/the-funds-hit-by-the-coronavirus-sell-off/) - Almost all sectors in the Investment Association (IA) universe suffered heavy losses last week as equity markets sold off amid increasing coronavirus concerns, data from FE fundinfo shows. - [Four French AM heavyweights seek to outsource new ESG initiative](https://ethicaloffshoreinvestments.com/news/four-french-am-heavyweights-seek-to-outsource-new-esg-initiative/) - Four Paris-based asset management companies plan to approach ESG measuring tools from a fresh perspective, with the help of an external partner. - [Surge in eco-awareness driving 'most significant' period of ESG inflows](https://ethicaloffshoreinvestments.com/news/the-greta-effect-surge-in-eco-awareness-driving-most-significant-period-of-esg-inflows/) - High-profile eco campaigns among factors behind spike in returns. - [Morningstar European sustainable fund flows reach record levels in 2019](https://ethicaloffshoreinvestments.com/news/esg-blog-morningstar-european-sustainable-fund-flows-reach-record-levels-in-2019/) - Morningstar's sustainable funds universe attracted record inflows of €120bn last year, with almost 40% of these coming in during the final quarter alone. - [Well, I did it. I bought shares today by Scott Phillips](https://ethicaloffshoreinvestments.com/news/well-i-did-it-i-bought-shares-today-by-scott-phillips/) - Today, Scott Phillips narrowed his search down to a few companies that are attractively priced, compared to their long term future earning potential. So he bought them. Investing doesn’t need to be any harder than that. ## Pages - [Home](https://ethicaloffshoreinvestments.com/) - Reducing your Investment Costs…. more money stays in your pocket.Can you hold the same investments but with lower costs? Find out how we can reduce your costs and put more of the fund performance in your pocket..!! International Investment PlatformNo commission costs, no exit costs, no lock in periods, lower ongoing fees..!! Take control of - [Structured Notes](https://ethicaloffshoreinvestments.com/structured-notes/) - Structured Notes Below are the Structured Note issues that are currently available via Ethical Offshore Investments. 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